Ancillary Dental Insurance
Easily the most popular ancillary medical product requested by beneficiaries is dental insurance. From routine dental cleanings, x-rays, and flouride, to more comprehensive work such as root canals, fillings, tooth pulls and more; dental is often not covered under many people's medical insurance. For those with a Medicare Advantage, many of them carry dental coverage, but the coverage limit is often low and carries many exclusions. This could leave the beneficiary with a large dental bill due to a coverage gap in this aspect of medical.
Stand-Alone Dental Plans
Many insurance carriers offer additional stand-alone dental plans for beneficiaries to purchase. These plans will provide them with an added layer of protection in the case that they believe they will need extensive dental work done and have a current coverage gap in that area. There are different coverage levels and price points for each dental plan depending on the need for the client, which has made these plans particularly popular and customizable to a degree for the individual.
With many medical plans limited coverage if any coverage in terms of dental, these ancillary plans often times make a ton of sense for folks. Pair that up with the trend of yearly decreases in Medicare dental allowances that we have seen, and we can absolutely see why stand-alone or ancillary dental has become very popular among Medicare beneficiaries.
Reach out to a Poindexter representative today with any questions you may have.
